Terms & Conditions

Terms & Conditions

For the intents and purposes of these Terms & Conditions as outlined below, we will also be known and acknowledged as Jody Raman, JodyRaman.com, JDR Designs USA, and JDRDesignsUSA.com.

*All  discussions are confidential. No information will be shared with anyone for any reason. You must be at least 18 years of age or older and a legal citizen of the United States. Jody provides you with advice; your decisions are your own responsibility. Jody does not provide medical, financial, or legal advice.

Payments

For your convenience, Jody accepts the following forms of payment:

  • Paypal
  • Visa
  • Master Card
  • American Express
  • Discover
  • Diner's Club
  • JCB
  • Shopify Pay

Payments must be backed by United States funds  Please note, you do not need to have a Paypal account to pay using Paypal. You can check out through Paypal as a guest.

PLEASE NOTE: ORDERS WILL BE DEDUCTED FROM YOUR PAYMENT METHOD AT THE TIME THE ORDER IS PLACED, NOT WHEN THE ORDER SHIPS.

Sales Tax

As Jody Raman hold nexus in PA there are no taxes charged on any services. Pennsylvania law imposes sales tax on the purchase price on each separate sale at retail of tangible personal property. Jody Raman's services alone are not taxable services 72 P.S. § 7202(a). However, if  services are included in the price for the sale of tangible personal property they are subject to tax. For this reason, Jody Raman will always invoice you separately for your service fees and any physical products you order.

All products being shipped to any address within Pennsylvania will be subject to 6% sales tax. No exceptions.

BY PLACING ANY ORDERS EITHER ONLINE, EMAIL, OR BY PHONE, YOU ARE ACKNOWLEDGING THAT YOU HAVE READ AND UNDERSTAND OUR  POLICIES AND ARE IN AGREEMENT OF THE TERMS AS THEY HAVE BEEN EXPLAINED TO YOU.

 

Return Policy

Services Refunds

We do not provide full or partial refunds on any services, nor do we provide store credits.

There are no refunds on any services. No exceptions.You are paying for time and effort for services rendered. Not agreeing with our recommendations or designs, or being unwilling to implement them, does not justify or warrant a refund for our services.


Cancellations

Cancellations are not accepted. No exceptions.

Product Returns & Cancellations.

Our main goal is for you to be completely happy with your experience. Quality and integrity are at the very core of our business model. Unfortunately, sometimes mistakes do happen. When this occurs, we ask that you please bring them to our attention. We will work with you to negotiate the best solution suited to your needs. 

 

BY PLACING YOUR ORDER EITHER ONLINE, EMAIL, OR BY PHONE, YOU ARE ACKNOWLEDGING THAT YOU HAVE READ AND UNDERSTAND OUR REFUND POLICY AND ARE IN AGREEMENT OF THE TERMS AS THEY HAVE BEEN EXPLAINED TO YOU.


Disclaimer:

You understand that by creating an account as a registered user of this website, you will be asked for security information to verify your credit card and/or check information to minimize the risk of ID theft and fraud to both parties. You understand that by creating an account you are authorizing Jody Raman to charge your credit or debit card for all purchases and will not dispute any charges for any reason. You understand and agree that as your relevant credit card and/or banking information changes, you will update your information on file with Jody Raman. You understand that you are solely responsible for the payment of all orders placed on this system. We comply to all PCI Compliance laws and adhere to a strict annual questionnaire to make sure we are abiding by all current PCI Compliance policies.

 Jody Raman products and services are only available to legal citizens within the United States of America. You must be 18 years of age or older and a legal citizen of the United States of America to place an order.

At Jody Raman, we try our best to accommodate everyone in a positive, respectful way and sincerely apologize to anyone who feels they did not receive the best caring, supportive service. We would love for you to bring the matter to our attention so we may help resolve it for you.

www.JodyRaman.com and Jody Raman reserve the right to decline or refuse any order for any reason without advance notice.

By making any purchases of any products or services, or creating any orders, with JodyRaman.com, either online or offline, you agree to pay in full at the time of purchase for the exact amount with the appropriate funds and will in no way commit any fraudulent acts against  Jody Raman, or JodyRaman.com. If you are found to commit fraud against Jody Raman or JodyRaman.com, you will be prosecuted by the fullest extent of United States law. Fraud shall be defined as it is currently defined by the United States Federal court systems at the time your fraudulent order was placed.

© Jody Raman and JDR Designs USA All Rights Reserved, All rights reserved.  Any and all publishing and reproduction rights are reserved solely by the author. No images or publications are to be re-distributed, copied, imitated, or misappropriated in any way. If you are in any way unsure of the legal rights retained by the author following the sale of the work, please be aware of the Visual Artists Rights Act available through the US Library of Congress and International Copyright Law.

For the intentions of outlining our Terms & Conditions, any and all registered users of the JodyRaman.com systems, products, and or/images will be referred to as "Authorized Partners."

Ownership of Intellectual Property Rights

Ownership of Intellectual Property Rights. You hereby acknowledge and agree that JodyRaman.com owns all rights, titles and interests in and to all JodyRaman.com images, materials, and website content. All JodyRaman.com store policies regarding said use are strictly adhered to at all times. You acknowledge that you have not acquired any ownership interest in any JodyRaman.com images, materials, and/or website content and will not acquire any ownership interest in the JodyRaman.com images, materials, and website content by reason of this Agreement. You will not at any time do or knowingly permit to be done any act or thing that would in any way impair the rights of JodyRaman.com or its licensors in and to JodyRaman.com images, materials, or website content. JodyRaman.com and its licensors reserve all rights pertaining to the JodyRaman.com images, materials, and website content not specifically granted herein. This Agreement shall become effective upon Your registering as a user and/or continuing to place orders with JodyRaman.com and and shall remain in full force and effect thereafter until the relationship between JodyRaman.com and You is terminated.

Termination & Suspension of Rights

Suspension of Rights. JodyRaman.com may suspend Your rights to access any part of the JodyRaman.com online systems as well as the JodyRaman.com offline processes as deemed necessary and for any reason. It is in JodyRaman.com’s sole discretion including without limitation, to (1) prevent access to any part of JodyRaman.com systems or the JodyRaman.com offline processes that is not in compliance with the terms and conditions of this Agreement; (2) correction of a material error in the JodyRaman.com system or the JodyRaman.com offline processes or (3) comply with a law, regulation or rule or any ruling of a court or other body of competent jurisdiction.

Termination.

       a.     Either party may terminate this Agreement, and JodyRaman.com may terminate any or all licenses and/or Authorized Partner accesses to the JodyRaman.com system and/or products granted hereunder, for convenience, fraud risk, or any other reason, at any time with no advanced notice to the other party. The use and access to the JodyRaman.com system, images, and/or products can be revoked at any time for any reason.

       b.     Notwithstanding the foregoing, this Agreement shall terminate without any further action needing to be taken by JodyRaman.com (1) upon a breach of General Terms and Conditions Article 3, 4 (third sentence), 7 or 10, or General Terms and Conditions Section 2.2; (2) in the event of Your bankruptcy, commencement of bankruptcy, corporate reorganization, civil rehabilitation, concordat, special liquidation or any other insolvency proceeding with respect to You, or if You shall have a receiver, administrator, administrative receiver or liquidator appointed or shall pass a resolution for winding up, or a court shall make an order to that effect, or (3) if You are a partner in or Customer or Service Provider is a partnership and such partnership is dissolved.

Effect of Termination.

       a.     Upon the termination of this Agreement for any reason whatsoever all licenses granted hereunder shall immediately terminate and You shall immediately cease and desist from all access to and use of the JodyRaman.com online system, as well as to JodyRaman.com images and materials, and destroy all JodyRaman.com images and Materials in Your possession or control.

    b. Upon termination of any license to JodyRaman.com’s online system or any JodyRaman.com.com images and/or materials, you shall immediately cease and desist from access to and use of such JodyRaman.com’s online system or any JodyRaman.com.com images and/or materials and destroy all such associated JodyRaman.com.com images and/or materials in Your possession or control.

Confidential Information, Trade Secrets, Information.

  1. Disclosure. During the Term and thereafter, You shall not use (except as permitted in connection with Your performance hereunder), disclose or permit any Person access to any Trade Secrets (including, without limitation, any Trade Secrets contained in the JodyRaman.com images and materials). During the Term and for a period of five (5) years thereafter, except as otherwise mandated by law, You shall not use, disclose, or permit any Person access to any Confidential Information, except as permitted in connection with Your performance hereunder. You acknowledge that if You breach this agreement in any way, JodyRaman.com may have no adequate remedy at law available to it, may suffer irreparable harm, and will be entitled to seek equitable relief. You agree to protect such Confidential Information and Trade Secrets with no less diligence than You protect Your own confidential or proprietary information. If disclosure to Confidential Information is required under provisions of any law or court order, You will notify JodyRaman.com sufficiently in advance JodyRaman.com will have a reasonable opportunity to object.

Confidential Information means any information or material, other than Trade Secrets, that is of value to JodyRaman.com and is not generally known to third parties, or that JodyRaman.com obtains from any third party (including without limitation the JodyRaman.com Parties) that JodyRaman.com treats as proprietary whether or not owned by JodyRaman.com. Confidential Information shall include Information. Confidential Information shall not include information that You can show is: (1) known by You at the time of receipt from JodyRaman.com and not subject to any other nondisclosure agreement between the parties; (2) now, or which hereafter becomes, generally known to the public through no fault of You; (3) otherwise lawfully and independently developed by You without reference to Confidential Information; or (4) lawfully acquired by You from a third party without any obligation of confidentiality.

WARRANTIES

THE JODYRAMAN.COM PARTIES DO NOT GUARANTEE CONTINUOUS, UNINTERRUPTED, OR SECURE ACCESS TO THE JODYRAMAN.COM ONLINE SYSTEM AND ACCESS TO SUCH JODYRAMAN.COM ONLINE SYSTEM MAY BE INTERFERED WITH BY NUMEROUS FACTORS OUTSIDE OF JODYRAMAN.COM’S CONTROL. THE JODYRAMAN.COM PARTIES ARE NOT LIABLE FOR ANY DAMAGES OF ANY TYPE CAUSED BY SUCH INTERFERENCE.

LIMITATION OF LIABILITY

       a.     NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED IN THIS AGREEMENT, THE JODYRAMAN.COM PARTIES SHALL NOT BE LIABLE TO YOU OR ANY THIRD PARTY, TO THE EXTENT PERMITTED UNDER APPLICABLE LAW, FOR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, PUNITIVE, MULTIPLE, INCIDENTAL, OR SPECIAL DAMAGES, LOST PROFITS, LOSS OF DATA OR DATA USE, LOST SAVINGS, OR COSTS OF PROCURING SUBSTITUTE GOODS ARISING OUT OF THIS AGREEMENT, DUE TO BREACH OF CONTRACT, TORT (INCLUDING NEGLIGENCE), DELICT, USE OF THE JODYRAMAN.COM IMAGES AND/OR MATERIALS OR OTHERWISE, EVEN IF THE JODYRAMAN.COM PARTIES HAVE BEEN ADVISED OF THE LIKELIHOOD OF SUCH DAMAGES OCCURRING. THIS LIMITATION OF LIABILITY SHALL BE APPLICABLE ONLY TO THE EXTENT PERMITTED BY LAW IN THE EVENT OF THE GROSS NEGLIGENCE OR WILLFUL MISCONDUCT OF THE JODYRAMAN.COM PARTIES OR IN THE EVENT OF PERSONAL INJURY OR DEATH. EXCEPT FOR THE LIMITATIONS OF LIABILITY SET FORTH IN END USER RIGHTS SECTION, IN NO EVENT SHALL THE LIABILITY OF ALL THE JODYRAMAN.COM PARTIES FOR ANY DAMAGES (DIRECT OR OTHERWISE) OR PENALTIES OR LOSS, REGARDLESS OF THE FORM OF ACTION OR CLAIM, WHETHER IN CONTRACT, TORT (INCLUDING NEGLIGENCE), DELICT OR OTHERWISE OF ANY TYPE EXCEED, IN THE AGGREGATE, TWO HUNDRED UNITED STATES DOLLARS (USD $200), ANY CLAIM FOR DAMAGES IN EXCESS THEREOF BEING HEREBY WAIVED BY YOU.

       b.     FOR THE AVOIDANCE OF DOUBT AND CONSISTENT WITH THESE GENERAL TERMS AND CONDITIONS, THE PRESENTMENT OF THIS AGREEMENT TO YOU DOES NOT CHANGE THE JODYRAMAN.COM’S TOTAL AGGREGATE LIABILITY ABOVE TWO HUNDRED UNITED STATES DOLLARS (USD $200).

Independent Parties. The parties are independent parties and nothing herein shall be construed as creating an employment or agency relationship, partnership, and/or joint venture between the parties. Neither party is granted any right or authority to assume or to create any obligation or responsibility, express or implied, on behalf of or in the name of the other party, or to bind such other party in any manner.

Waiver. No waiver of any provision of this Agreement, or any rights or obligations of either party under this Agreement, shall be effective, except pursuant to a written instrument signed by the party or parties waiving compliance, and any such waiver shall be effective only in the specific instance and for the specific purpose stated in such writing.

Severability of Provisions. In the event that any provision of this Agreement is found to be invalid or unenforceable pursuant to judicial decree or decision, the remainder of this Agreement shall remain valid and enforceable according to its terms.

THIS AGREEMENT IS NON-TRANSFERABLE AND SHALL REMAIN BETWEEN JODYRAMAN.COM, AND THE SOLE PERSON FOR WHICH THIS AGREEMENT WAS INITIALLY GRANTED.

Non-Exclusivity. Nothing in this Agreement shall be construed to preclude or restrict JodyRaman.com in any way from entering into similar arrangements with any other Person or from dealing or contracting directly with mutual customers of the parties.

Waiver: European Union Notices. To the fullest extent permitted by law, if You are located in a member state of the European Union, You waive all notices, acknowledgements and confirmations relative to contracting by electronic means which may be required under Articles 10(1), 10(2), 11(1) and 11(2) of EU Directive 2000/31/EC as implemented in Your jurisdiction in respect of Your use of the JodyRaman.com online system or the JodyRaman.com images or materials discussed and/or implied herein.

Consent to Processing of Personal Information. Except as You choose to indicate to the contrary through written and fully documented communication to JodyRaman.com, with the option to update and/or change preferences by You at any time, You hereby consent to the processing of personal information for the Purposes as set forth in General Terms and Conditions of this agreement as required to process orders on Your behalf. You also agree that where You are the package addressee or recipient, You have received notice of, and consent to, the processing and use of personal information as described in General Terms and Conditions of this agreement as required to process on Your behalf.

For the purposes of this agreement, Person means any individual, corporation, limited liability company, partnership, joint venture, association, joint stock company, trust, unincorporated organization or other legal entity.

For the purposes of this agreement, Trade Secret means any information of JodyRaman.com or that JodyRaman.com acquired from a third party (including without limitation the JodyRaman.com Parties) which is not commonly known by or available to the public, which (1) derives economic value, actual or potential, from not being generally known to and not being readily ascertainable by proper means by other persons who can obtain economic value from its disclosure or use, and (2) is the subject of efforts that are reasonable under the circumstances to maintain its secrecy.

USE OF THE JODYRAMAN.COM ONLINE SYSTEM AND/OR ANY OF THE JODYRAMAN.COM IMAGES AND/OR MATERIALS, IMPLIES THAT YOU ARE AGREEING TO THE TERMS OF THE AGREEMENT AS IT IS FULLY OUTLINED AND STATED ABOVE UP TO AND INCLUDING THE SOLE INTENTION OF PURCHASING JODYRAMAN.COM PRODUCTS FOR THE SOLE PURPOSE OF PERSONAL ENJOYMENT AND WILL NOT IN ANY WAY BE FOUND PROMOTING, SELLING AND/OR SHIPPING ANY OF THE JODYRAMAN.COM PRODUCTS OR SERVICES ANYWHERE ELSE OTHER THAN TO YOU AS THE SOLE PURCHASER WITHOUT FIRST RECEIVING FULL WRITTEN CONSENT FROM JODYRAMAN.COM. YOU FULLY UNDERSTAND AND AGREE THAT JODYRAMAN.COM IS SIMPLY A SUPPLIER OF PRODUCTS AND SERVICES.  JODYRAMAN.COM ASSUMES NO LIABILITY OR RESPONSIBILITY FOR YOUR DECISIONS.

JODY RAMAN AND JODYRAMAN.COM reserve the right to deny or refuse products and/or services to anyone for any reason.

By purchasing any of the Jody Raman or JodyRaman.com products or services you are agreeing to our Terms & Conditions.

TERMS AND CONDITIONS LAST REVISED ON 7/18/2019.